When you’ve got an exciting DIY or gardening project lined up, if you’re like most people, Home Depot is the obvious choice for tools and materials.
With everything under one roof, Home Depot makes picking out the things you’ll need for your home improvement job quick and easy.
But is paying at Home Depot quick and easy? Does Home Depot take Apple Pay?
You would think that every retailer would take Apple Pay by now, wouldn’t you?
Apple’s secure, contactless payment system has been around since 2014, but there are still plenty of stores that don’t take Apple Pay.
Remembering which stores take Apple Pay and which ones don’t is a pain, and you know what?
Maybe there’s an app for that?
Let’s take a quick look at your payment options at Home Depot.
Does Home Depot Take Apple Pay in 2024?
We hate to be the bearer of bad news, but Home Depot doesn’t take Apple Pay in any of its stores.
You can’t use Apple Pay to shop at Home Depot online either.
To pay for your purchases at Home Depot, you’ll need to use cash, check, or a credit or debit card.
This is a huge inconvenience for Apple Pay users, but so far Home Depot has turned a deaf ear to pleas from customers asking them to introduce Apple’s wallet at their stores.
Yes, it’s hard to believe. This is 2022 for goodness sake, but Home Depot must have its reasons.
And they don’t seem to mind when customers abandon full carts at the register once they realize they can’t pay with Apple Pay and don’t have any other payment method on them.
Why Doesn’t Home Depot Take Apple Pay?
Instead of making life easier and more secure for millions of Apple Pay users by accepting Apple Pay in its stores, Home Depot is trailing behind the 85% of retailers that have already adopted this contactless payment technology.
But Home Depot hasn’t always been a payment technology dinosaur. Far from it.
Way back in 2012, the DIY giant partnered with PayPal to allow customers to pay with their PayPal accounts.
Unfortunately, the service didn’t work out, and they withdrew the payment method in 2018. But PayPal customers can still use a PayPal debit card in Home Depot stores and Home Depot online.
Home Depot’s main competitor, Lowe’s, doesn’t take Apple Pay either, so there isn’t any pressure on the retailer to introduce the payment method at their stores.
Will Home Depot Take Apple Pay Soon?
Currently, there’s no news that would indicate a change in Home Depot’s willingness to accept Apple Pay.
It’s an odd situation given the data breach that Home Depot suffered in 2014.
Back then, malware sat in their POS system for 5 months and exposed 50 million credit card numbers to the criminals behind the attack before the malware was discovered.
That security breach cost Home Depot a reported $179 million in payouts to customers, banks, and credit card companies. Then they had legal fees on top.
And there’s little doubt that the long-suffering consumer got saddled with those costs in the end, in the form of higher prices.
Read This: Can You Get Cash Back With Apple Pay?
Did Home Depot Ever Take Apple Pay?
You’re not imagining things. Home Depot did indeed take Apple Pay once upon a time.
While they weren’t an official Apple Pay partner, Home Depot had enabled Apple Pay at their NFC terminals, but they quietly stopped taking Apple Pay in 2015.
We don’t know the reason why Home Depot stopped taking Apple Pay because the retailer hasn’t made a statement. But backtracking on this payment method certainly upset the Apple Pay community, who enjoyed the increased security and convenience that Apple Pay gave them.
Which Payment Methods Does Home Depot Accept?
Home Depot accepts multiple payment methods, although none of them offer the unrivaled security of Apple Pay.
At Home Depot Stores you can pay with:
- Cash
- Personal check (with ID and a verification check)
- Visa
- Mastercard
- American Express
- Discover
- The Home Depot Consumer Card
- The Home Depot Commercial Card
- The Home Depot Gift Card
- eGiftCard
- PayPal Cash Card debit card
When you shop with Home Depot online at HomeDepot.com you can pay with
- Visa
- Mastercard
- American Express
- Discover
- The Home Depot Consumer Card
- The Home Depot Commercial Card
- The Home depot Gift Card
- eGiftCard
- PayPal Cash Card debit card
- Paypal
The Home Depot App also accepts PayPal.
So as things stand, when you want to shop at Home Depot, you’ll need to take your wallet with you.
Has Home Depot Adopted Any Secure Payment Methods?
If you’re planning on making more than an occasional purchase at Home Depot, you might want to think about using the PayPal Cash Card.
This is a prepaid card that you load from your PayPal balance.
Here’s how you could use it.
You’ll need a PayPal account to order a card. There are no credit checks or fees involved.
When you receive your card, leave it empty. There’s no point loading money onto the card until you need it.
Then when you shop, wait until you checkout before transferring the amount you need to cover your purchase to your PayPal card using the PayPal app.
Pay for your purchase and zero out your card until the next time you need to use it.
It’s far from ideal, but you won’t run into any issues if there’s a data breach because you won’t have any funds on your card.
If you lose your PayPal Cash card, you can cancel it right away in the app.
Are There Any DIY Stores That Take Apple Pay?
At one time, competing DIY companies were plentiful, but over the years, they went out of business, leaving a relative handful of dominant players.
Happily, there are alternatives to Home Depot and Lowes, and we’ve found two that take Apple Pay.
Ace Hardware Accepts Apple Pay
If you’ve got Ace Hardware nearby, you should pay them a visit.
They’ve got everything you need for your latest home improvement project or outdoor makeover.
Plus, you can get free home delivery, which saves you trying to figure out how to get bulky purchases home.
You can also order online for home delivery or curbside pick-up.
And when you pay with Apple Pay and use your Apple Card, you’ll get 3% daily cashback.
Take advantage of a free Ace Rewards membership to get points on purchases that give you cashback, free delivery, exclusive offers, and a free $5 when you download the Ace App.
Tractor Supply Accepts Apple Pay
While we saw enormous disruption caused by government and corporate responses to the Covid situation, some retailers, including Tractor Supply, decided to lessen the disruption by upgrading their contactless payment methods.
Tractor Supply added Apple Pay as a payment method in their stores in April 2020 and in 2021 they added Apple Pay support to the Tractor Supply App.
If you’re wondering why we’re suggesting that you go to a farming supply store for your DIY and home and garden needs, don’t worry, we haven’t lost our minds.
Tractor Supply actually sells a vast range of products.
While you won’t find construction materials like dimensional lumber or sheetrock at Tractor Supply, you’ll be able to buy tools and equipment, fixings, paint, bathroom, and kitchen fittings and furniture, and pet supplies, livestock feed, plants and garden supplies, sports equipment, and more.
Take a look at their website to see if they have what you need, then pop down to your local store or order online.
Get curbside pick up or same-day delivery, and collect points on your purchases.
FAQs On Home Depot Apple Pay Payment
Does Home Depot Accept Apple Pay?
Currently, Home Depot does not accept Apple Pay at its stores or for online purchases and the retailer hasn’t announced any plans to add this payment method in the near future. You still have plenty of other payment options at Home Depot, including credit cards, debit cards, gift cards, cash, and personal checks.
Can I Pay With My Phone At Home Depot?
No, there’s no way to use your mobile phone to make payments at Home Depot. The DIY store doesn’t take Apple Pay or Google Pay and hasn’t announced any plans to do so.
What Payment Methods Does Home Depot Accept?
Home depot gives you a wide choice of payment methods. Current payment methods accepted at Home Depot are:
- Cash (stores only)
- Personal check (stores only)
- Visa
- Mastercard
- American Express
- Discover
- The Home Depot Consumer Card
- The Home Depot Commercial Card
- The Home Depot Gift Card
- eGiftCard
- PayPal Cash Card debit card
- PayPal app (online only)
Final Word
Unfortunately, Apple Pay isn’t a payment method currently available to customers at Home Depot stores or at HomeDepot.com.
Not only is this inconvenient, but it also creates the kind of security concern that customers shouldn’t have to deal with these days.
Home Depot has not indicated that they plan to accept Apple Pay at their stores or online, so unless they have a change of heart, you’ll have to use another payment method for your Home Depot shopping.
But you can vote with your wallet and choose to shop elsewhere. Ace Hardware and Tractor Supply are two large DIY and home and garden retailers that Accept Apple Pay at their stores and online.
And please don’t take out your frustration on Home Depot cashiers. They’re just as fed up as the rest of us about the situation.
Read Also: Does Walmart Accept Apple Pay?
