Does TJ Maxx Take Apple Pay?

When you’re looking forward to a TJ Maxx shopping trip, you’ll want to make sure that you’ve got an acceptable payment method on hand. Does TJ Maxx Take Apple Pay?

The last thing you want to deal with is a headache at the checkout because you can’t pay. At any store payment problems are embarrassing, but at TJ Maxx, you could lose your carefully selected haul if you have to return to pay later on.

Remembering which stores take which mobile wallets isn’t easy because they’ve all got different payment policies, so it’s definitely a smart move to check before you shop.

So, does TJ Maxx take Apple Pay or will you need to take a physical card out with you on your next shopping trip to everyone’s favorite discounter? Let’s find out.

Does TJ Maxx Take Apple Pay At The Cash Register?

Does TJ Maxx Take Apple Pay

Yes, they do. TJ Maxx began accepting Apple Pay at their stores in 2019 and now you can shop at any of the 1000 plus TJ Maxx stores across the United States and easily checkout with Apple Pay on your iPhone or Apple watch.

And just so you know, you can also use Apple Pay at the other stores in the TJ Maxx family. TJ Maxx is owned by TJX Companies and their other stores are Marshalls, HomeGoods, HomeSense, and Sierra.

Shopping at these stores saves you a ton of money on big-name brands and designer goods, so it’s great that they made it easy for customers to checkout with Apple’s secure mobile payment wallet.

How to Use Apple Pay At TJ Maxx

When the register displays the amount you need to pay, make sure you use any gift cards or coupons you have to get the final total before you begin the payment process because you can’t add those afterward.

Then to pay with Face ID on your iPhone or Apple Watch, double-click the side button.

If you want to pay with your default card, glance at the screen to use Face ID or enter your passcode. If you want to use a different card, tap the default card then choose another card from your Apple wallet.

Authenticate with your Face ID or passcode, then hold your device next to the card reader. Your transaction is complete when you see Done and the checkmark on your device screen.

To pay with Touch ID on your iPhone or Apple watch, place your finger on Touch ID, then if you’re paying with your default card, hold your device next to the card reader until you see Done and the checkmark.

To use a different card, tap the default card and choose the card you want to pay with, then authenticate with Touch ID. Hold your device next to the card reader and wait for Done and the checkmark to appear.

Also Read: Does Wendy’s Take Apple Pay?

Does TJ Maxx Accept Apple Pay Online in 2023?

When you shop online at TJ Maxx, you can pay for your purchases with Apple Pay. Here’s how to checkout online with Apple Pay.

  1. Make sure you’ve added the card you want to use to your Apple Wallet.
  2. Check to make sure you’ve used any promo codes or gift card balances on the checkout page.
  3. Once you see the final balance displayed on the checkout page, choose the Apple Pay option.
  4. Follow the prompts to complete your payment.

If it’s your first time shopping at the TJ Maxx online store, you’ll get a code for free shipping on your first order when you sign up for the TJ Maxx email. They usually offer free shipping on Black Friday too.

TJ Maxx and its sister stores also offer PayPal as an online payment option.

Can I Add The TJX Reward Credit Card To My Apple Wallet?

Can I Add The TJX Reward Credit Card To My Apple Wallet?

Absolutely! If you’ve already got a TJX credit card, just add the card to your Apple wallet in the normal way, then you can shop and stack up your TJ Maxx reward points.

If you don’t already have a TJX credit card, you’ll be eligible for a 10% discount on your first purchase with the card which will add up to a nice saving on a larger purchase. You also get 5 points for every $1 you spend at any of the TJX Company stores.

As soon as your points balance hits the 1,000 mark, you’ll receive a $10 reward certificate that you can spend in TJ Maxx, Marshalls, HomeGoods, HomeSense, or Sierra.

The biggest incentives to get the TJX credit card, though, are the exclusive store invites for cardholders. Cardholders get access to store and online shopping events so you’ll be able to snag the best merchandise before other shoppers get access to it.

To get your TJ Maxx credit card, just ask at the checkout and they’ll get you set up. Just watch out for the interest rate, it’s pretty high, so you won’t want to carry a balance on the card.

Related Post: When Does TJ Maxx Restock Stores?

What Other Payment Methods Does TJ Maxx Accept?

Your alternative payment options at TJ Maxx and the other stores in the TJX family are cash, check, Visa debit and credit cards, Mastercard debit and credit cards, American Express cards, Discover cards, TJX Reward credit cards, and gift cards.

For online payments, they also accept PayPal.

Currently, Apple Pay is the only mobile wallet you can use at TJ Maxx, so you won’t be able to use a Google or Samsung wallet in-store or online.

If you want to pay by check, make sure you’ve got your driver’s license because the transaction will need to be verified by a third party. Check verification is very fast and your check details and identification are sent to Certegy who will approve or deny the check.

Are There Any Perks for Using TJ Maxx Apple Pay?

Are There Any Perks for Using Apple Pay At TJ Maxx?

Other than the convenience and security of making a contactless payment with Apple Pay, you won’t get any retailer rewards when you shop at TJ Maxx with Apple Pay.

If you use Apple Card, though, you’ll get the regular 2% Daily Cashback applied to your purchase. It’s not a huge discount, but as long as you clear your balance each month, it’s free money and that’s always a great thing to have.

The best way to save more money at TJ Maxx whether you want to pay with Apple Pay or use a physical card or cash is to shop during their twice-a-year big clearance events.

Every January and July, TJ Maxx and Marshalls hold yellow tag sales. When items are marked with a yellow tag, they’re at the lowest price* the retailer will sell them at.

You’ll find the yellow tags on a selection of goods throughout the year, but in January and July when they’re clearing out last season’s unsold merchandise to make way for new stock, there’s a yellow tag bonanza, which means huge savings for you.

*The markdown events generally run into February and August and hard-to-move items often get a second yellow tag at an even lower price.

The January event is a great time to pick up heavily discounted holiday decorations and gift wrap and it’s the best time to start shopping for next Christmas.


You can pay with Apple Pay at TJ Maxx stores and at Apple pay is also accepted at Marshalls, HomeGoods, HomeSense, and Sierra, which like TJ Maxx, are stores owned by the TJX Company.

Simply open and unlock your Apple wallet, select your payment card, then hold your iPhone or Apple watch next to the card reader to pay. Online, choose Apple Pay at the checkout once you’ve entered any gift cards or promo codes and received the total amount to pay.

Unfortunately, TJ Maxx doesn’t offer any extra incentives when you pay with Apple Pay, but if you use an Apple credit card, you’ll get Apple’s 2% Daily Cashback applied to your purchase.

Read Also: How Much Does TJ Maxx Pay?